CC/OD Facility
CC/OD facility
Quick, Flexible & Hassle-Free Working Capital Solution
The Cash Credit (CC) / Overdraft (OD) facility is designed to help businesses manage short-term working capital needs with flexibility. Whether you need funds for purchasing stock, meeting operating expenses, or handling seasonal demand, CC/OD gives you the financial cushion to keep your operations running smoothly.
Why Choose CC/OD Facility?
- Flexible Withdrawal – Access funds as and when your business needs them.
- Pay Interest Only on Used Amount – Save money by paying interest only on what you use.
- Continuous Access to Working Capital – No need to reapply for loans repeatedly.
- Boost Cash Flow – Maintain smooth business operations without disruptions.
- Ideal for Short-Term Needs – Perfect for meeting urgent or seasonal financial requirements.
Personal Loan
Quick, Flexible &
Hassle-Free Financing
The Cash Credit (CC) / Overdraft (OD) facility is designed to help businesses manage short-term working capital needs with flexibility. Whether you need funds for purchasing stock, meeting operating expenses, or handling seasonal demand, CC/OD gives you the financial cushion to keep your operations running smoothly.
Why Choose CC/OD Facility?
- Flexible Withdrawal – Access funds as and when your business needs them.
- Pay Interest Only on Used Amount – Save money by paying interest only on what you use.
- Continuous Access to Working Capital – No need to reapply for loans repeatedly.
- Boost Cash Flow – Maintain smooth business operations without disruptions.
- Ideal for Short-Term Needs – Perfect for meeting urgent or seasonal financial requirements.
Key Benefits
Benefits of
CC/OD Facility
FAQS
Frequently Asked
Questions
CC is usually against inventory or receivables, while OD is often against fixed deposits or security.
No, interest is charged only on the utilized amount.
Security depends on your profile—can be property, FD, or business assets.
Yes, subject to review of your financial performance.
Usually within a few working days after submitting required documents.